What do I Need to Apply for my Payday Loan? Alanda Jackson-Woods, Online Marketing Manager

A Government-issued photo ID (your driver’s license or similar), a copy of your active checking or savings account or prepaid card ( current statement), proof of recent income (check stub or award letter), valid phone number, verification of your SSN (social security number), and verification of address (a type of bill) is required.

How Much is a Repayment for my Payday Loan? Alanda Jackson-Woods, Online Marketing Manager

By getting a Payday loan, you are agreeing to a short-term loan that includes 2 parts. You have the balance you are borrowing and the fee to do so. When you receive your loan, you will also be told the exact fee amount due for that loan.

What are my Payment Options for my Payday Loan? Michelle Canterbury, District Support Manager

You can pay with a check, debit, or come to the store and bring in cash by your due date. We can also debit the money right from your checking account if you would like to leave that information on file. You can also make a payment over the phone.

What if I Can’t Pay My Payday Loan? Michelle Canterbury, District Support Manager

We understand that things happen that may be out of your control. If you can’t make your due date, please contact or visit your Cash 2 U location, so staff can provide options.

We lend to Louisiana residents ONLY. You may contact the Louisiana Office of Financial Institutions for regulatory concerns at 1-888-525-9414. Cash 2 U is regulated and in compliance with OFI (The Office of Financial Institutions). Each Cash 2 U branch is owned and operated by Finance America a locally owned company since its opening in 1997. Go to their website to read frequently asked questions by customers just like you. All disclosures can be found in the navigation below. Please call the main office if you have additional questions. We are here to serve you.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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