What is a Payday Loan? Michelle Canterbury, District Support Manager

Payday loans are short-term loans that are used to cover unexpected expenses. There are times when you need some extra money before your next paycheck. Payday loans are a type of cash advance that can help cover car repairs, holidays, doctor’s bills, taxes owed, appliance repairs, sick pets, rent, etc.

When do I Receive my Payday Loan Money? Michelle Canterbury, District Support Manager

You can come into our stores and receive your payday loan in cash or EFT (electronic funds transfer). Cash 2 U has convenient locations all over Louisiana to make it easier for you. You can get your cash the same day you apply.

Who Can Receive a Payday Loan? Jessica Rachal, District Manager

Anyone who meets the application requirements can apply for a payday loan in any of our Louisiana payday loan locations. We have several locations throughout the state, and there is probably a payday loan center near you.

Do I Need to Disclose What the Loan is for? Alanda Jackson-Woods, Online Marketing Manager

Cash 2 U respects the privacy of our customers. We do not need to know what your money will be used for in order to receive your loan.

When do I Pay Back my Payday Loan? Jessica Rachal, District Manager

You will not need to pay back your loan until your next payday. We will look at your pay schedule to determine your next payday (i.e. 2-weeks, 1-month).

Can I Apply with No or Bad Credit? Jessica Rachal, District Manager

Cash 2 U can provide loans for people with bad credit or even no credit. The application process is the same for everyone and we can approve your loan in just five minutes.